Flexible Travel Rewards

Chase Sapphire Preferred

The Chase Sapphire Preferred is a versatile travel card with a modest $95 annual fee, strong earning rates, and valuable transfer partners. Ideal for travelers who want flexibility and high-value points.

Pros
  • 60,000+ -point welcome bonus (~$750+ in travel)
  • Great travel partners, including U.S. domestic flight operators
  • Flexibility with points: travel partners, portal, or cashback
  • Lower annual fee than most rewards cards
  • No foreign transaction fees
Cons
  • No airline perks such as free checked bag, priority boarding, or status
  • Portal bookings no longer earn 1.25× points
  • No lounge access

Beyond Points Take:

This was one of the first cards we opened, and Chase points remain some of the most flexible out there. Multiple airline and hotel partners make it easy to use points for nearly any trip.

International Travelers

Capital One Venture Card

The Capital One Venture Card is a solid choice for travelers who want flexibility, strong airline partners, and premium perks for international travel.

Pros
  • Great travel airline partners for international trips
  • Priority Pass and Capital One Airport Lounge access
  • Flexibility with points: travel partners, portal, or cashback
  • No foreign transaction fees
  • $300 annual travel credit through the Capital One Portal
Cons
  • Fewer travel partners for hotel stays
  • Higher annual fee
  • No longer includes Lyft Pink perk

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Beyond Points Take:

The Venture Card is perfect for frequent international travelers who value lounge access and flexible point redemptions. The $300 travel credit and strong airline partners make it a reliable option for maximizing travel rewards.

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