Pros
- 60,000+ -point welcome bonus (~$750+ in travel)
- Great travel partners, including U.S. domestic flight operators
- Flexibility with points: travel partners, portal, or cashback
- Lower annual fee than most rewards cards
- No foreign transaction fees
Cons
- No airline perks such as free checked bag, priority boarding, or status
- Portal bookings no longer earn 1.25× points
- No lounge access
